Driving on Long Island means the Southern State Parkway at rush hour, stop-and-go on Sunrise Highway, and Montauk Highway right through town. As a woman-owned independent insurance agency right here on Montauk Highway in Copiague, All Nation Insurance Agency Inc helps drivers across Suffolk and Nassau County compare auto insurance from top-rated carriers — so you get the right coverage at a fair price, not just the first quote an 800-number reads off a screen.
Long Island roads come with their own set of risks. Dense commuter traffic on the parkways, winter nor'easters that turn the Southern State into a skating rink, deer crossings after dark, and potholes that appear every spring all raise the odds of a claim. Add in New York's high repair and medical costs, and carrying only the bare state minimum can leave you paying out of pocket after a serious accident. We help you find the balance between solid protection and an affordable premium.
New York is a no-fault state, so every policy must include:
Those minimums are a legal floor, not a recommendation — a single multi-car accident can blow past them fast. Most of our Copiague clients carry higher limits, plus options the state doesn't require:
Because we're independent, we shop your policy across multiple carriers — and re-shop it at renewal if your rate jumps. We also check every discount you qualify for, such as bundling auto with home or renters, good-driver and claims-free discounts, multi-car savings, the New York defensive driving course discount, and usage-based programs for low-mileage drivers.
When you buy online or from a call center, you're on your own at claim time. Our office is on Montauk Highway in Copiague — walk in, call, or text us and talk to a real person who knows your policy. We handle the paperwork, chase stalled claims, and review your coverage every year.
Based in Copiague, we insure drivers throughout Babylon, Amityville, Lindenhurst, and all of Suffolk and Nassau County, Long Island.
No-fault (PIP), $25,000/$50,000 bodily injury liability, $10,000 property damage liability, and uninsured motorist coverage. But minimums leave big gaps — we usually recommend higher limits.
Yes, if you carry comprehensive coverage — animal strikes fall under comprehensive, not collision.
Yes — bundling usually earns a meaningful discount. We quote your auto together with your home, condo, or renters policy to find the best combined price.
Often same-day — call or text and we'll get started right away.
It can. That's when an independent agent earns their keep — we re-shop your policy to find a carrier that treats your record more favorably.